Payments evolved from a barter system exchange of goods for grains to the token system exchange of coins and cash on paper to cash pooling bank accounts and deposits to cashless payments credit cards checks e wallets over the last decade or so payment technologies have grown at a dizzying pace. The payments industry explained in this report business insider intelligence examines the payments ecosystem today its growth drivers and where the industry is headed it begins by tracing the. The payments industry explained the trends creating new winners and losers in the card processing ecosystem john heggestuen 2016 04 23t000000z the letter f a ghost an image of a chain link it symobilizes a website link url an envelope it indicates the ability to send . It begins by tracing the path of an in store card payment from processing to settlement across the key stakeholders that process is central to understanding payments and has changed slowly in the face of disruption the report also forecasts growth and defines drivers for key digital payment types through 2021